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Fred Horiat Life Insurance
& Annuities

Quick and Easy Life Insurance Coverage & Annuities

Click For Free Quote...

Or Become An Agent and

 

Get Paid To Help Others -

 

Part Time or  Full-time

Our Promise

 

1) You deserve to get the life insurance you need without a lot of hassle.

2) If you wish to become an agent, you can work full or part-time.

We will help you step-by-step to build the business you want. 

Are you tired of insurance companies that over-complicate things, don’t offer the options you need, or give poor customer service? Don’t worry! Fred Horiat will help you find what you’re looking for.

We offer:
 Simple and easy life insurance policies
 Opportunity to start a career with us
 Friendly and helpful customer service

Stop settling for insurance companies that aren’t giving you the type of service you’re looking for.

Call Fred Horiat at 1-800-818-1867 to get more information on our insurance or to find more about the incredible opportunity to become an agent.

PHP Agency
National Life Group
AIG
Mutual Of Omaha
American National
National Western Life Insurance Company
John Hancock Insurance
Lincoln Financial Group
Fidelity and Guaranty Life
Global Atlantic Financial Group

Our Services

Fred Horiat can help you with:

Term Life Insurance

The most inexpensive option form of life insurance

Permanent Life Insurance

Accrues cash value and pays out at death.

Invest and


Save With Annuities

​​​​​​​

Safely plan for your retirement with annuities. 

Call Fred Horiat today at 1-800-818-1867 to explore what life insurance is best for you. 

CONTACT US TODAY...

Quick And Easy Insurance Quote

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Term Life Insurance

 

“Term” is a life insurance policy that provides coverage for a predetermined amount of time.

It is the least expensive and simplest of all life insurance policies. We offer some some of the best prices on the market.

Permanent Life Insurance

 

 

Indexed Universal Life Insurance is a form of permanent

life insurance where the benefit is paid 
upon death. Unlike

 

Term insurance, the policy accrues a cash value bases on

specific
“indexes” (such as the S&P 500 or Nasdaq 100).   

 

The growth of the c ash value is tax-deferred.

 

We also have No-Medical Exam life insurance.
 

Annuities

 

Learn how to get predictable, guaranteed monthly

 

income. You'll rest easier knowing that you can look

 

forward to a financially comfortable and secure

 

retirement.

SPANISH

Hablamos Español 

The Power of Indexed Universal Life SPANISH/ESPANOL

Types of Services

Term Life Insurance

Permanent Life Insurance

Annuities

Get Exactly The Life Insurance Policy That You Need FOR YOUR LIFESTYLE 

Click to Get Quote

Myths About Life Insurance

Myth: People who are young and healthy don’t need life insurance.
Fact: Death can strike at any time. While you may be healthy today, you can protect your loved ones in case anything happens to you.

Myth: Buying life insurance is expensive.
Fact: Actually, buying life insurance online may cost less than you think. We have policies designed to fit most budgets.  Just give us a call or contact us online.

Myth: Buying life insurance is complicated.
Fact: We have simplified the process. You can get started easily today by giving us a call or contacting us online.

Who We Are

Fred Horiat provides life insurance from the premier companies in the industry. We also provide the opportunity for you to start your career by working with us.

We founded our business in order to help people get easy and effective insurance coverage. We’re committed to providing insurance services that are simple, comprehensive, and easy to understand.
 

CONTACT US TODAY 

Call us today at 1-800-818-1867 to book some time to talk about the available options.
 
Frequently Asked Questions
What is Life Insurance?
Life insurance is a contract with an insurance company, which agrees to pay a certain sum upon the death of the insured based on the terms of the policy. In exchange, you pay a set amount of money on a regular basis.
Why Do You Need Life Insurance?
At your death, life insurance helps support your loved ones and dependents. It also can provide cash at death to pay debts, funeral expenses, and income or estate taxes. 
What Does Life Insurance Cover?
Life insurance is used to protect your family.  It helps provide financially for your loved ones when they can no longer rely upon  your salary or income. It can be used to cover debts, pay off your house mortgage. It can also help them survive by covering everyday expenses.
How Much Does Life Insurance Cost?
The cost of life insurance depends on a number of factors, including your plan type, where you live, and your current age and health. We offer a wide range of plans that are suitable for virtually any budget.
Address
3415 S Sepulveda Blvd #900
Los Angeles, CA 90034


Phone
 
1-800-818-1867

 

Email

fredhoriat@gmail.com

Hours
Monday           9 AM-6 PM
Tuesday           9 AM-6 PM
Wednesday     9 AM-6 PM
Thursday         9 AM-6 PM
Friday               9 AM-6 PM
Saturday          9 AM-6 PM  
Sunday                    Closed